All account balances are due in full by the 10th day of the month following the date of your statement. A FINANCE CHARGE computed by a "periodic rate" up to the legal limit, currently 1.4166% per month (Equivalent to an ANNUAL PERCENTAGE RATE of 17%) will be charged on any portion of the account balance appearing on your monthly statement that is not paid or otherwise credited to your account on or before the due date. Interest rates may fluctuate. In addition, a LATE CHARGE of $5 will be applied to past-due balances at the time of the statement. Payments with credit or debit cards will be assessed with a TRANSACTION FEE of 2%. We email all statements to the provided email address on this application. There is NO CHARGE for emailed statements and invoices.
All information in this application is true and complete to the best of my knowledge. I authorize S&S Home Center to investigate all information pertaining to my credit history with previous and current creditors, not limited to those listed within the application. This authorization shall remain on file and shall serve as an ongoing authorization for S&S Home Center to procure credit reports at any time during the relationship. I have read and understand the terms of this agreement.