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  • For the use of our services you, the client, agrees to pay a total amount of $1,595 or $1,295.00 if made in 1 payment.  The length of this agreement is one hundred fifty days (5 months) from its execution and all consultation must be scheduled and documents prepared during that period. We must follow all State and Federal Laws and will not deviate from them.

    If an item is not considered inaccurate, obsolete, misleading or duplicate, then we will not dispute the item on your credit report. If necessary, you can cancel our services at any time in writing with no refund for services provided. 

  • Guarantee - Although we cannot guarantee by law a certain outcome, we know that by utilizing Federal Laws and the Fair Credit Reporting Act, we can assist you in getting items deleted/corrected with an overall positive outcome.

  • By signing this agreement, you (the client) agree to its conditions, agree to be truthful with your consultant, understands that no promises have been made outside of this agreement, agrees to keep credit logins active and agrees not to apply for credit unless written notice is given. Clients agrees that they are not undergoing credit repair.

  • Client agrees to provide all items requested with 72 hours.

  • Client agrees that not adhering to this contract is a material breach of contract and the contract will be terminated by consultant.

  • If payments are more than 5 days late without notice to My Credit Guru Consultant in Writing to lnfo@mycredit.guru, your file will be closed for non-payment and a $100.00 reinstatement fee must be paid. (Please let us know what is going on; we are here to help and will work with you.) 

  • Client agrees I was informed by the referral source that a one-time payment is made by choice.  

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  • Payment Methods

    • Initial payments are to be made utilizing the Zelle® funds transfer system; there are no fees to use this funds transfer system. Your enroller will provide instructions as to how to use this service.
    • Subsequent payments can be made with your credit or debit card on file.  Our firm accepts all major credit cards.
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