Liability Insurance Requirement (New for 2026)
What’s new
All Night Market vendors are now required to carry liability insurance.
FAM must be listed as an “additional insured” (this is sometimes called an “insuree”- it just means FAM is covered if something happens at your booth).
Why we require it
Liability insurance protects you and FAM if someone is injured at your booth or if your products accidentally cause harm or damage.
It is a standard safety measure for public events and ensures everyone can participate safely and confidently.
This requirement is not a legal state mandate, it’s specific to FAM Night Market for the safety and protection of all participants and visitors.
How to get it
You don’t need to have a business to get coverage. Short-term or event-specific insurance works perfectly!
Here are a few options to learn more or purchase coverage:
- Search online for providers that offer coverage for craft fairs, art markets, and pop-up events.
- Many personal or business insurance agents can help you add short-term event coverage or general liability insurance for your booth.
- State resources: The Oklahoma Insurance Department can provide general guidance about vendor insurance in Oklahoma.
What to do for your application
Obtain liability insurance that covers your booth for the day(s) you attend.
Ensure FAM is listed as “additional insured” on your policy.
Upload a PDF, screenshot, or copy of your policy with your application.
Tip for first-time vendors
This protects you, your customers, and the museum.
It’s a one-time step for each event series, and it makes your application stronger and more professional.