HRH Plus One ADU Pre-Application

HRH Plus One ADU Pre-Application
1. BEFORE YOU BEGIN
📌 Please complete the Screening Form before filling out this application.
The screening will help determine your basic eligibility for the Plus One ADU Program and guide you to the correct next steps.
👉 Screening Form

📄 For a full overview of responsibilities, funding details, and compliance requirements, please review the Plus One ADU Homeowner Fact Sheet here:
👉 Fact Sheet

2. HOW CAN HUDSON RIVER HOUSING'S PLUS ONE ADU PROGRAM HELP ME?

The Plus One ADU Program provides grants of up to $125,000 (including up to $112,500 in direct construction assistance) to help homeowners in Dutchess County create a new accessory dwelling unit (ADU) on their property. These ADUs can serve as long-term rentals or living space for family members, providing more flexible and affordable housing options within our communities.

The program is designed for homeowners who would otherwise be unable to finance the development of an ADU on their own, while ensuring compliance with local zoning, building codes, and safety regulations.

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3. WHO IS ELIGIBLE FOR THIS PROGRAM?

To qualify for the Plus One ADU Program, you must meet ALL of the following criteria:

Primary Residence: You must own and live in the property where the ADU will be located. Vacation homes or investment properties are not eligible.
Location: Your property must be in one of the participating municipalities in Dutchess County, including:
- Town of Amenia
- City of Beacon
- Town of Clinton
- Town of Northeast
- Town of Pine Plains
- Town of Pleasant Valley
- Town of Poughkeepsie
- Town of Stanford
- Village of Rhinebeck
- Town of Unionvale
Income Eligibility: Your total household gross annual income (before taxes) must not exceed 120% of Area Median Income (AMI) for Dutchess County, based on household size. All household members’ income must be included, regardless of relation.

2025 Dutchess County 120% AMI Limits established by HUD

Demonstrated Financial Need: You must show that you cannot afford the construction of an ADU project without assistance from this grant (e.g., limited personal savings).

Homeowners Insurance: You must carry an active homeowner’s insurance policy.
Photo Consent: If selected, you must be willing to allow photographs of your completed ADU for use in educational and promotional materials.
Citizenship/Residency: All owners must be U.S. citizens or have legal permanent resident status.

PROPERTY ELIGIBILITY REQUIREMENTS

The program can support both new ADU construction and permitting of existing illegal or non-code-compliant ADUs, as long as the following apply:
- The property is located in one of the eligible Dutchess County municipalities.
- The property is not a mobile or manufactured home.
- The ADU project can meet all local zoning, building, and health code requirements, or be brought into compliance.
- The property does not contain more than one principal residential structure or have commercial businesses operating on-site.
- If the property is in a Special Flood Hazard Area, you must carry flood insurance and may be required to submit an elevation certificate at your own expense.
APPLICATION TIMELINE
The Plus One ADU Program administered by Hudson River Housing is accepting applications on a rolling basis. Priority will be given to shovel-ready projects. A project is considered shovel-ready if the homeowner has:
- Submitted or is ready to submit planning/building permits
- Completed architectural or engineering drawings
- Obtained construction estimates for the ADU and any infrastructure work
Note: All applicants selected for funding must become shovel-ready within 30 days of receiving their award, per program requirements.

HOW TO SUBMIT YOUR APPLICATION
Online submission is preferred. Applications may also be submitted by mail or in person.

Submit online via jotform (preferred)

Or download PDF deliver by mail or in person to:
Hudson River Housing – Plus One ADU Program
Attn: Jordan Schinella
313 Mill Street
Poughkeepsie, NY 12601

Email for questions only: plusoneadu@hudsonriverhousing.org
(845) 454-5176 x107
DOCUMENTS REQUIRED

This is only a checklist for you to gather documents to upload later in the application. Before you upload your documents, please note that the minimum required documents to submit your application include your proof of income and proof of deed. Additional documents may be submitted later during the review process. Incomplete submissions without the two minimum required documents will not be reviewed.
Required for All Applicants
For Priority Review (submit now or within 30 days of award):
Additional documentation may be requested to verify eligibility or feasibility.

Section I. Applicant Information
1. Owner/Applicant Name *

First NameLast Name
2. Additional Owner/Applicant Name

First NameLast Name
3. Property Address*

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
4. Mailing Address (if different)

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
5. Section-Block-Lot-Number*
No dashes, only numbers
6. Which municipality does your address fall into?*
If your address does not fall within one of these 10 Dutchess County municipalities, you are not eligible to apply to receive these funds.
7. Applicant Email*
example@example.com
8. Co Applicant Email
example@example.com
9. Applicant Phone Number*
Please enter a valid phone number.
10. Co Applicant Phone Number
Please enter a valid phone number.
11. Is this your primary residence ?
12. Names listed on the deed to the property*
13. # of people in your household?*
14. How many residential units are currently on the property?*
15. Are you an employee of any of the participating local municipalities and/or Hudson River Housing?*
If so, you may need to submit a conflict-of-interest statement and have it approved by the municipality and/or Hudson River Housing before proceeding.

Section III. Property Information
68. Is there a mortgage on the property?*
69. If yes, what is your monthly mortgage payment?
Principle and Interest
70. What is your monthly escrow payment?*
Taxes and Insurance (If not, put zero)
71. Are you in arrears on your mortgage payments?*
72. If yes, are you in a repayment plan or modification with your lender?
73. Is your home covered by homeowner's insurance policy?*
74. Are there any other liens against your property besides the main mortgage*
75. If yes, list type
76. Is the home in any of the following?*
77. If other, explain
78. Is your property on Municipal Water and/or Sewer?*
Note: This question is not part of the Minimum Criteria but is part of the Supplemental Scoring process
79. Does your proposed ADU meet the zoning and setback requirements?*
If you are unsure contact your municipality and/or engineer/architect regarding where you can build on your property.
80. Does your property have any zoning code violations or open permits?*
Note: This question is not part of the Minimum Criteria but is part of our information gathering.
81. If yes, specify
82. Is your property listed in the NYS or National Registers of Historic Places?*
(Note: This question is not part of the Minimum Criteria but is part of our information gathering.)
83. Is your property in an Agricultural District?*
84. Is your property located in a flood zone?*
If you are unsure, please check the FEMA website here: https://msc.fema.gov/portal/search(Note: This question is not part of the Minimum Criteria but as part of our information gathering.)
85. Do you have flood insurance?*
86. If other people are listed on the deed to your property and they do not live in the home, are they willing and available to sign all formal commitment documents if you are selected to allow a grant lien against the property?*
87. If a new ADU was added to the property, where would you like it to be placed?*

Attic turned into a second unitBasement turned into a second unitNew construction second unit addition attached to existing homeNew construction second unit not attached to existing homeConversion of an existing on-site building to an ADU (e.g., garage)Other livable space in the homes for conversionOther
Note* If you are planning on renovating an attic that is on the third floor, this may require additional review for fire safety by the building department.

Section IV. Document Upload
Before you upload your documents, please note that the minimum required to submit your application is proof of income and proof of deed. Additional documents may be submitted later during the review process.
88. Proof of income *

(At least one of the following: Last 8 weeks of paystubs, Most recent federal tax return (3 years with full schedules if self-employed), Award letters for Social Security, pensions, or public benefits)
Cancelof
89. 3 months of bank statements

(Checking, savings, investment, IRAs, etc.)
Cancelof
90. Public assistance benefit documentation

(HEAP, SNAP, TANF), if applicable
Cancelof
91. Government-issued photo ID for all owners*

Cancelof
92. Copy of recorded deed*

Cancelof
93. Proof of active homeowner’s insurance

Cancelof
94. Most recent mortgage statement

(if applicable)
Cancelof
95. Property, school, and town tax bills with proof of payment

Cancelof
96. Site Sketch showing proposed ADU placement

(drawings of your property showing where the unit will be placed on the property in relation to your home/street other structures)
Cancelof
97. Architectural or engineer drawings

(include foundation if applicable)
Cancelof
98. Construction and infrastructure cost estimates

Cancelof

AUTHORIZATION FOR RELEASE OF INFORMATION
CONSENT
I authorize and direct any Federal, state, or local agency, organization, business, or individual to release to and verify my application for housing/or other grant/loan program assistance through Hudson River Housing, Inc. I understand and agree that this authorization or the information obtained with its use may be given to and used by Hudson River Housing, Inc, HUD, Neighborworks America and funders and NYS Department of Homes And Community Renewal in administering and enforcing program rules and policies. I also consent for Hudson River Housing to release information from my file about my rental history to credit bureaus, collection agencies, or future landlords. This includes records on my payment history, and any violations of my lease or housing policies. This may also include the distribution of my name, address, and phone number to potential contractors for project bidding and construction purposes.

INFORMATION COVERED
I understand that, depending on program policies and requirements, previous or current information regarding my household or me may be needed. Verifications and inquiries that may be requested include but are not limited to:
- Identity and Marital Statues
- Credit and Criminal Activity
- Employment, Income and Assets
- Residences and Rental Activity
- Medical or childcare Allowances
GROUP OR INDIVIDUAL THAT MAY BE ASKED
The groups or individuals that may be asked to release the above information (depending on program requirements) includes but not limited to:
- Previous Landlords (including Public Housing Agencies)
- Support and Alimony Providers
- Past and Present Employers Medical and Childcare Providers
- Welfare Agencies
- Veterans Administration
- Courts and Post Offices
- Retirement Systems
- State Unemployment Agencies
- Banks and other Financial Institutions
- Schools and Colleges
- Utility Companies
- Social Security Administration
- Credit providers and Credit Bureaus
- Law Enforcement agencies
Conditions
Applicant Name*

First NameLast Name
Date*

MonthDayYear
Date
Co-Applicant Name

First NameLast Name
Date

MonthDayYear
Date

Section IV. Applicant Certification
Applicant Name

First NameLast Name
Date*

MonthDayYear
Date
Co-Applicant Name

First NameLast Name
Date

MonthDayYear
Date

📌 What Happens After You Submit This Pre-Application?
Once you submit this pre-application, Hudson River Housing will review your responses within 10 business days to determine whether you meet the minimum eligibility criteria for the Plus One ADU Program.

If you qualify, you will be invited to complete the second portion of the application, which includes:
- A narrative section describing your vision for the ADU and the specific need it would fulfill
- Questions related to project feasibility, cost, and readiness
- A review of additional scoring factors such as affordability, tax exemptions, and proximity to transit
Only applicants who meet the initial eligibility requirements will move forward to the final application and scoring process.

Email for questions only: plusoneadu@hudsonriverhousing.org
(845) 454-5176 x107
Should be Empty:

HRH Plus One ADU Pre-Application

DOCUMENTS REQUIRED

Section I. Applicant Information

Section II. Household Composition

Applicant

Co Applicant

Person 3

Person 4

Person 5

Section III. Property Information

Section IV. Document Upload

Conditions

Section IV. Applicant Certification